Why is American Express more expensive than Visa?

 Why is American Express more expensive than Visa?

Some American Express cards may be more expensive than Visa cards in terms of annual fees. Generally,  cards with higher annual fees have more valuable features, like statement credits for Global Entry or generous welcome bonuses.

Is Visa more widely accepted than American Express?

Visa cards are more widely accepted worldwide than American Express cards, and you may find that small retailers are more likely to accept Visa cards.

 That’s because the interchange fees, which is the percentage of your transaction a processing network charges the retailer so that they can accept your credit card payment, skews higher on many American Express cards compared to Visa cards.